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Investment Portfolio Analysis:
As
more people choose to manage their own investments without professional
advice, their buying/selling strategies can produce investment
portfolios with asset allocations that are either inappropriate or
dangerous. Similarly, the simplicity
of investing the old fashioned way has been obscured by the seemingly
limitless variety of packaged Investment Products with their "One Size
Fits All" Investment and Speculation ideas.
It is certainly difficult, but well worth the time
spent searching, to find investment advisors who are interested in
constructing properly diversified, high quality portfolios, comprised
solely of stocks and bonds. Individual security
recommendations are becoming rare for a variety of reasons, not the
least of which being the modern need for instant gratification on the
part of investors, and the fear of lawsuits and liability problems for
advisors.
Additionally, most investors
are either convinced that Mutual Funds are the safest investment medium,
or required to use them in their employer sponsored retirement
programs.
The popularity of the
various types of Mutual Funds, Index ETFs, etc. is also the result of
investor perceptions of investment costs... confirmation notice
commissions and fees may be considerably less in the long run, but they
are far more visible.
From the business side,
Mutual Funds also involve less liability, less work, and produce more
money than investing in individual securities.
You never outgrow your need for education, and
unless you "learn" just how much you really can't "know", the risk of
making serious mistakes is compounded with every decision.
It is important to find a source of constructive and unbiased
information so that you will be able to advise yourself intelligently.
Bismarck Investment Group, LLC
offers two services that help the individual investor zero in on such
Important Investment Concepts as Portfolio Design and Asset Allocation
Planning, Diversification, Risk Control, and Income Production.
Education
If you are just beginning
your investing adventure, the place to go for the basics is the
Investment Management Clinic provided in "The
Brainwashing of the American Investor".
This is not a sales pitch or a gimmick provider. It's
straight talk on the intricacies of the Investment Markets, woven
together with the real life experiences of an experienced Investment
Manager, and a tutorial on how to use the real time investment
environment to your advantage. You'll still be on your own, but with
much more of the background information you need!
Analysis
If you have a portfolio of your
own creation, whether or not you are pleased with its design or
performance, it is wise to have a periodic content analysis. Investment
Manager Robert F Oyler will provide you with a professional portfolio
examination and analysis that focuses on these key elements:
- The QUALITY of the
securities in the portfolio.
- The DIVERSIFICATION of the
portfolio.
- The INCOME GENERATION from
the portfolio.
- The appropriateness of the
portfolio's ASSET ALLOCATION.
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